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How Do SSD Benefits and SSI Payments Differ?

Social Security disability attorneysIf you are suffering from a chronic disease or injury that has left you disabled or unable to work, Social Security Disability benefits can provide a lifeline to help you meet your monthly bills and expenses. Unfortunately, even if you qualify for these benefits, getting approved can be a challenging process.

At Land Parker Welch LLC we provide the professional legal representation you need to submit a proper claim for SSD benefits. Whether you are just beginning the application process or have had a claim denied, contact our Manning Social Security Disability attorneys for assistance in pursuing the benefits you are entitled to by law.

Understanding the Difference Between SSD and SSI

Social Security Disability (SSD) and Supplemental Security Income (SSI) are both programs that are operated through the Social Security Administration (SSA). They provide financial support for those who are unable to work as a result of a disease, illness, injury, or some type of disability. Although there are similarities between the two programs, who they serve and the types of benefits they provide vary. As outlined by the SSA, the difference between Social Security Disability benefits and Supplemental Security Income are as follows:

What are SSD benefits?

Social Security Disability provides benefits for those who have previously worked but are no longer able to do so as the result of a medical condition expected to last for a minimum of one year or eventually result in death. You may be eligible for monthly financial benefits based on your age, the number of years you have been working, and your expected date of retirement. Furthermore, you may become eligible for Medicare if you have been receiving SSD for a period of two years or more.

Who qualifies for SSD?

To qualify for SSD benefits, you must have been recently employed and for a period long enough to entitle you to benefits. You must also be diagnosed with a disease or medical condition that prevents you from performing basic work activities and is classified under the SSA listing of impairments. Children may be eligible for benefits if they are disabled as well. A spouse may be eligible for benefits if he or she is 62 or older or caring for a disabled child.

What is SSI?

Supplemental Security Income is meant to supplement monthly income by providing financial benefits to those who have low income and resources and are age 65 and older, as well as those of any age who are blind or disabled. You may be entitled to these benefits in addition to other types of Social Security you receive.

Who qualifies for SSI?

SSI payments are based both on your age or disability, as well as your total amount of income or resources you possess, such as bank accounts, life insurance policies, and your home. While income may include wages, pensions, and other Social Security benefits received by either you or your spouse, the amount varies depending on where you live and excludes the first $65 a month you earn working and half the amount over that.

When applying for any of the above benefits, our attorneys can help you submit the various types of proof required concerning your income, wages, assets, and medical condition. (Failure to submit this information could delay your benefits or result in your claim being denied.)

Contact our team today to get help with your SSD or SSI benefits.